BPL Families under RSBY

The Rashtriya Swasthya Bima Yojana (RSBY) is presently being implemented in 25 States/ Union Territories. More than 2.31 crore smart cards have been issued as on 28.02.2011. Out of this, 35,04,475 smart cards have been issued in West Bengal.

The Insurance Regulatory and Development Authority (IRDA) has reported that the state-wise data of population covered under health insurance in the country is not maintained by them. However, the number of unorganized workers covered under RSBY (state-wise) is annexed.

The scheme is being implemented in phased manner and efforts are being made to cover all BPL workers by 2012-2013. The premium is shared between Central and State Government in the ratio of 75:25. In case of States of North-East region and Jammu and Kashmir, the premium is shared in the ratio of 90:10. Additionally, the cost of smart card is borne by the Central Government. The Centre share of premium is released on the basis of smart cards issued. Expenditure incurred under the scheme so far is as under:-

Year	Amount of centre share released (Rs. in Crore)
2008-09	99.95
2009-10	262.51
2010-11(upto 28.02.2011 )	415.23

The benefits under the scheme include smart card based cashless health insurance cover of Rs. 30000 to a BPL family of five on family floater basis to cover hospitalisaton expenses including maternity benefit and transport expenses of Rs. 100 per visit subject to maximum of Rs. 1000. The pre-existing diseases are also covered.

S.No.	Name of the State / Union Territories	Number of Active smart cards as on 28.02.2011
1.	Arunachal Pradesh	13,365
2.	Assam	2,04,465
3.	Bihar	46,00,079
4.	Chandigarh	4,913
5.	Chhattisgarh	10,92,647
6.	Delhi	2,18,055
7.	Goa	0
8.	Gujarat	19,19,086
9.	Haryana	6,03,609
10.	Himachal Pradesh	2,37,946
11.	Jharkhand	12,44,366
12.	Karnataka	1,57,405
13.	Kerala	*17,96,315
14.	Maharashtra	15,90,048
15.	Manipur	18,259
16.	Meghalaya	50,271
17.	Mizoram	15240
18.	Nagaland	39,290
19.	Orissa	4,33,079
20.	Punjab	1,92,544
21.	Tamil Nadu	0
22.	Tripura	2,58,402
23.	Uttar Pradesh	46,76,797
24.	Uttarakhand	3,13,840
25.	West Bengal	35,04,475
	Total	2,31,84,496